Rate*

Rate for 80 % loan to value with no cash out and no secondary financing with escrows for taxes and insurance.  Needs minimum credit score of 620.   Call to see if you qualify for these rates.  The property must be owner occupied.  Subject to minimum loan size.

APR*

Based on a loan size of $ 250,000.  APR And terms subject to change.

No Closing Cost***

You pay $ 325 for appraisal and it is refunded at the time of closing.  The APR is same as rate as the closing costs are not financed.  The rate is based on a minimum loan size of $ 175,000. The restrictions under rate* apply. Loan product availability subject to loan amount.

Assumptions

The rate will be locked for a period less than 45 days.  The loan will meet the lender requirements. Rates and APR may vary depending of loan details, loan amount, and loan to value. Property type..

Rate Factors

Good Credit with fully documented income.  Rate can change without notice.  The longer lock period has higher interest rate.  Restructuring the loan can change the rate.

Disclosures

This is not advertisement for credit as defined by paragraph 226.24 of regulation Z.  Only licensed to do business in state of Minnesota.  Worldwide web presence does NOT mean the ability to lend in other states.

EQUAL OPPORTUNITY BROKER